Uber entered the Cedar Rapids IA market on Dec 4. They have been in Iowa City and Des Moines a little longer. Here is a Story from The Cedar Rapids Gazette that I found interesting. The story is written that , to me any way, it sounds like the parties involved there are working to find a solution rather than saying THIS DOESN'T WORKhttp://thegazette.com/subject/news/insu ... s-20141206
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Uber drivers drive their own vehicles and are summoned by customers via a smartphone app. The city of Des Moines, though, is concerned that Uber’s level of insurance coverage is available once the driver answers a customer request for a ride, but is inadequate during times when the driver has the Uber app turned on while driving around waiting for a customer request, McCoy said.
At the same time, she said some Iowa insurance representatives have told the city of Des Moines that an Uber driver’s own insurance coverage does not or might not protect the Uber driver if the Uber app on the phone is turned on and no Uber customer is in the car. In other words, the Uber driver might not have insurance coverage during that period, she said.
Maria Johnson, Communications Division manager for the city of Cedar Rapids, on Friday said the city still is early in the formation of its ordinance to regulate Uber and other transportation “networks.” The city is looking to treat Uber and its service under a new ordinance and not under the city’s taxi ordinance, she said.
The city of Iowa City is working on its taxi ordinance in anticipation of Uber bringing its service there, and Simon Andrew, administrative assistant to the Iowa City city manager, said this week that the proposed ordinance amendment generally follows Uber’s position on insurance coverage.